Programs That Could Put Cash Back in Your Pocket
From TDHCA state programs to local grants and tax credits, there may be more help available than you think.
Down Payment Assistance (DPA)
Grants and forgivable second liens that can cover a portion — or in some cases all — of your down payment, so you can keep more cash in your pocket.
My First Texas Home (MFTH)
A TDHCA program offering a 30-year fixed-rate mortgage paired with down payment and closing cost assistance for eligible first-time buyers.
Texas Mortgage Credit Certificate (MCC)
A federal tax credit that lets you claim a percentage of your mortgage interest as a direct tax credit each year, lowering your tax bill.
My Choice Texas Home
Expanded TDHCA options for buyers who don't qualify as first-time, including programs for veterans and targeted income levels.
*Eligibility for down payment assistance, zero down, and other programs is subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits.
How It Works
Tell us about you
Share your zip code, credit range, and homebuyer status in 60 seconds.
We match programs
We review every state, local, and lender grant you may qualify for.
See your savings
Get a clear breakdown of assistance dollars and your next best step.
See What Free Money You Qualify For
Take the 60-second quiz and Taylor will personally match you to every Texas grant, down payment assistance program, and tax credit you may be eligible for.
- Personalized program matches
- Real dollar amounts, not vague estimates
- Direct help from a licensed Texas Loan Officer
Check Your Eligibility
Free, no obligation. Takes about 60 seconds.