See What Texas Homebuyer Assistance You May Qualify For
Texas homebuyers may have access to programs that can help with down payment and closing costs.
Answer a few quick questions to explore programs and financing options that may fit your situation.
Takes ~60 seconds · No obligation · No credit pull to check
BONUSComplete the 60-second check and get our free 2026 Texas First-Time Homebuyer Guide.
Not sure if you're considered a first-time buyer? You may still qualify for certain programs even if you've owned a home before.
Find Your Texas Homebuyer Options
Are you planning to purchase a home in Texas?
Tap the option that fits you best.
Takes about 60 seconds · No credit pull to check
Searching for Texas first-time buyer grants? Programs vary, and not all assistance is structured as a grant. We'll help you understand which homebuyer assistance options may apply to you.
ASSISTANCE VISUALIZED
There's Help Out There. Let's Find Yours.
Assistance Programs
Explore Options
Available Strategies
See What's Possible
Program Eligibility
Checking…
Grants up to $25,000+
Down payments as low as 0%
Approved lender for every major Texas first-time buyer program.
- Licensed Texas Mortgage Loan Officer
- NMLS #2809683
- Fairway Independent Mortgage Corporation
- Equal Housing Opportunity
Think You Need a Huge Down Payment?
You may have more options than you think.
The down payment is one of the biggest reasons Texas buyers put off purchasing a home. But depending on your situation, there may be programs and financing strategies designed to reduce the amount of cash you need upfront.
Down Payment Assistance
Explore programs that may help eligible Texas homebuyers with upfront costs.
Closing Cost Strategies
Seller contributions and other available options may help reduce certain closing costs when applicable.
Low Down Payment Loans
FHA, conventional, VA and other loan programs can offer alternatives to a traditional 20% down payment.
Free eligibility check · About 60 seconds
YOUR PATH TO HOMEOWNERSHIP
What If You Didn't Have to Save $30,000 First?
Saving for a down payment doesn't always have to mean spending years building a massive savings account. Depending on your income, location, loan program and other eligibility requirements, assistance programs may help reduce some of the upfront cost of purchasing a Texas home.
What many buyers assume
$300,000 Home
10% Down
$0
before closing costs
But your options could look different
- Down Payment Assistance
- Low-Down-Payment Financing
- Closing-Cost Strategies
Your path may require less cash upfront than you think.
Examples are illustrative only. Program availability, eligibility, loan terms and required funds vary by borrower and transaction.
PERSONALIZED TO YOU
What Happens After You Check?
Tell Us About Your Goals
Answer a few simple questions about your homebuying plans.
Explore Your Options
We'll help identify Texas homebuyer assistance and mortgage options that may fit your situation.
Build Your Game Plan
If you're ready, we'll help you understand your potential down payment, monthly payment and next steps.
No pressure. No obligation. Just clarity.
What Actually Counts as a “First-Time Homebuyer”?
Here's something many Texas buyers don't realize: depending on the program, you may be considered a first-time homebuyer even if you've owned a home before.
Different programs have different requirements, which is exactly why checking your options can be worthwhile.
Not sure where you stand?
That's what the eligibility check is for.
You Could Spend Hours Researching Programs Yourself.
Or Start With the Ones That May Actually Fit You.
Every program has different requirements.
The goal of this 60-second check isn't to overwhelm you with every program in Texas. It's to help narrow down the options worth exploring for your situation.
DIAGNOSTIC CHECK
We Check Your Options Against Every Major Texas Program.
Your income, location, purchase price, loan type and other factors can affect which options make sense — so we check them all.
CHECKING YOUR OPTIONS AGAINST:
TDHCA
Texas Department of Housing and Community Affairs — state assistance & mortgage programs.
TSAHC
Texas State Affordable Housing Corporation — programs for eligible Texas homebuyers.
FHA
Low-down-payment financing that may make homeownership more accessible.
Conventional
Certain conventional programs offer low-down-payment options for qualifying buyers.
VAif eligible
Eligible veterans, active-duty service members & certain surviving spouses.
You don't need to know which one you need.
That's our job.
YOUR TEXAS LOAN OFFICER
Buying Your First Home Is Complicated.
I'll Help Make It Simple.
I'm Taylor Ring, a Texas mortgage loan officer with Fairway Independent Mortgage Corporation.
I'll help you understand which homebuyer programs may fit your situation, what your numbers could actually look like, and what steps to take next — without making the process more complicated than it needs to be.
Whether you're ready now or six months from now, we'll start with where you are today.
Questions Texas First-Time Buyers Ask Us
YOUR NEXT STEP
Your First Home Might Be Closer Than You Think.
Take about 60 seconds to explore Texas homebuyer programs and financing options that may fit your situation.
Free · No obligation · Texas-specific
Taylor Ring · Mortgage Loan Officer · NMLS #2809683